Avoiding Credit Repair Scams
A poor credit rating can prevent you from obtaining a car loan or mortgage. It can also force you into credit card with a high interest rate and low credit limit. In an effort to raise their credit ratings, some people turn to credit repair and credit counseling services. These agencies promise to improve people’s credit scores for a monthly fee or for removing a particular item from a credit report. Though they may deliver results temporarily, credit repair services provide poor value for their customers. Usually, what they accomplish becomes undone after only a few months. The customer’s credit score then returns to the level where it was before.
View More
Debt Collection & Credit Reporting
Consumer Protection Law is that body of laws that seeks to protect consumers and prevent unfair, deceptive and fraudulent business practices. There are many laws, rules and regulations encompassing consumer protection, but all these basically aim to protect consumers’ privacy and identity, and to protect consumes from unfair or deceitful actions. The Bureau of Consumer Protection under the Federal Trade Commission handles complaints, launches investigations and files actions against companies and individuals that violate the said laws.
View More
Telephone Consumer Protection
Are you getting sick of annoying and costly auto dials or auto texts? Auto calls could mean solicitations or harassment from pre recorded robovoices, or it could mean that a live person is calling you using automated telephone equipment. Either way, these calls can get very frustrating very quickly. If you are frustrated by harassing collection calls, you should know that a law called the Telephone Consumer Protection Act (TCPA) protects you. Because of the TCPA, you don’t have to stand for harassment. At Sanders Law Group our attorneys can help you take action by enforcing your rights under the law. Our firm is dedicated to helping people throughout the nation take legal action to hold creditors accountable for breaking the law. Many of the people we represent are being harassed by creditors who are violating the TCPA. We get the calls to stop, and we get them compensation for the harm they have experienced.
View More